The EDD bottleneck is costing your bank
Manual enhanced due diligence processes cannot scale to meet regulatory expectations.
Manual Reviews Take Hours
Each EDD review requires 3-5 hours of analyst time. Transaction analysis, adverse media searches, CDD consistency checks, and narrative writing consume entire days.
BSA Analyst Shortage
Experienced BSA analysts are scarce and expensive. Turnover means institutional knowledge walks out the door, leaving gaps in your compliance program.
Inconsistent Quality
Different analysts produce different results. Varying depths of review, inconsistent narrative quality, and subjective risk assessments create examination risk.
Growing Backlogs
Regulatory pressure is increasing while customer bases grow. EDD backlogs expand quarter after quarter, creating compliance exposure.
of community banks report EDD backlogs
annual cost per BSA analyst
per manual EDD review
Three steps from data to examiner-ready report
Ingest
Upload KYC/CDD data and transaction history from your core system
Analyze
AI scores every customer using a YellowHammer-compatible risk model
Report
Generate examiner-ready EDD review packages with analyst narratives
Built for BSA/AML compliance teams
Every feature designed to match your policies, procedures, and examination expectations.
YH-Compatible Risk Scoring
4-dimension weighted risk model: Customer Type, Products, Geography, and Transactions. Score 0-100 with configurable thresholds for EDD triggers.
Automated Adverse Media
Negative news search using the exact AML keyword queries from your procedures. Results analyzed for relevance and flagged by severity.
Transaction Pattern Detection
CTR threshold flagging, structuring detection ($8K-$10K), cash intensity analysis, volume deviation tracking, and anomaly identification.
Period-over-Period Migration
Track risk score changes across review cycles. Identify up-risked, de-risked, and newly flagged customers automatically with trend analysis.
Analyst-Grade Narratives
AI generates BSA analyst assessments with CDD consistency tables, transaction pattern narratives, and escalation recommendations.
Examiner-Ready Reports
PDF reports matching your EDD checklist format. Proper folder structures per procedure. Document naming conventions followed automatically.
Your entire portfolio at a glance
Real-time risk scoring, migration tracking, and priority queuing in one dashboard.
Portfolio Risk Distribution
Migration Summary
Highest Risk Customers — EDD Priority Queue
| Customer | Type | Risk Score | Level | Change |
|---|---|---|---|---|
| ACME Cash Services LLC | MSB | 94 | Critical | +12 |
| Golden Dragon Restaurant | Cash-Intensive | 87 | High | +8 |
| Pacific Import/Export Co | International | 82 | High | New |
| Metro Check Cashing #4 | MSB | 79 | High | +3 |
| Summit Real Estate Holdings | RE Investment | 76 | Elevated | -2 |
Enterprise security. Zero compromise.
Your customer data demands the highest level of protection. EDD Profiler delivers cloud and on-premise options to meet your institution’s requirements.
Bank-Grade Encryption
AES-256 encryption at rest, TLS 1.3 in transit. All data encrypted end-to-end with keys managed per institution.
Security-First Architecture
Built from the ground up for enterprise security. Access controls, activity monitoring, and incident response designed for financial institutions.
On-Premise Option
Deploy within your own network. No customer data leaves your infrastructure. Ideal for institutions with strict data residency requirements.
Audit Trail
Every action logged with timestamps and user attribution. Full chain of custody for examiner review and regulatory inquiries.
Built for regulators, not around them
EDD Profiler was designed by BSA compliance professionals to meet the exact standards examiners expect. Every output is structured for regulatory review.
Regulatory Alignment
Framework compliance status
The difference is measurable
Manual Process
With EDD Profiler
Average time per EDD review
Same rigor, every customer, every time
Every report, every time
Ready to automate your EDD process?
Stop drowning in manual reviews. Start delivering consistent, examiner-ready EDD reports at scale.